

Coach or No Coach
Coach or No coach, who is on your team? This blog is meant to get you thinking about the importance of a coach on your path to the championship of financial freedom and to answer some questions you might have as to what a coach does. I will also touch on the importance of leaving an inheritance to your children for those who now have or might have children in the future. Many of us have and will learn most of our financial knowledge from family. In fact we learn a lot more th


Budgeting 101
Yes, the "B" word and no its not a curse word “Budget.” Please, don’t click off the page yet and give this article a chance. For those who bake would you start to bake a cake if you don’t know if you have all the ingredients? Would you follow the recipe or plan for that specific cake? Of course you would or whatever comes out of the oven wouldn’t be called a cake but more like a mystery. It is very important to have not just the right ingredient’s but also the recipe and that


Looking Forward
Do you remember when you were a child and your only worries were cleaning your room and not spilling the milk? For the most of us we didn’t have to worry about shelter or food, actually we never even gave it a second thought. The rest of us, well their stories might have been different and didn’t live that life, but your responsibilities now probably still out way those of childhood. I have 5 boys and I see them run around and play without a care in the world, they don’t worr


Debt and Despair part 3
Clara and I took Financial Peace University by Dave Ramsey about 8 years ago and the class changed our marriage and financial behavior. We use to argue about money and the lack of, consistently. When we first took FPU we paid off over $57,000 in the first 9 months by budgeting, selling a bunch of stuff, and staying focused on our goals of being debt free. It was something we didn’t think was possible, because we thought we would always have debt (not true). We did all types